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This page and the Stewardship Article Pages (and anything else you see that might help someone), are available for your church or associational newsletter. All I ask is that you make me aware that you are using the materials and that you send me a printed copy. You also have my permission to let your readers know that they can email me with individual questions and concerns. There is a wealth of information that can be used already but if you start to use the information, I'll email you all new columns as I meet current church and associational deadlines. (Usually the tenth of each month, the new column is emailed)

These newsletter columns are called Kernels of Korn because of my last name but also because the readers are warned that I'm only planting seeds of information and it is up to them to continue to cultivate and nurture the information planted by HIS direction

This was the first column in the series and as I write each column I'll place a copy here for all those who might be interested. 


Kernels of Korn

 NO! You're not too old or too young! Yes, you can! Even You!

I guarantee it!

You can become a MONEY EXPERT! You can become the MAN, when it comes to your finances!

Yes, that includes you ladies also. You can learn how to better manage and invest your dollars if you are willing to just say "I CAN."

Quit tellin yourself you can't and I'll show you how you can, become:

  •  Financially competent.  

  • In informed consumer.  

  • An informed investor.  

  • A knowledgeable financial counselor.

Now, before you quit readin this talk--uhh, what? Talk? Yes, that's what it is, I'm writin my talk so that you don't get all flustered and tell yourself you can't never learn that stuff ole Rick is writin about.

You aren't readin--you're listening. Keep tellin yourself that---repeat after me--do it out loud,  even if your spouse is listening. They expect strange stuff from you anyway so you might as well give them something to talk about. Plus, you might get them interested.

Now, where was I? Oh yeah, repeat after me:

I'm not readin---I'm listening---I'm not readin--I'm listening.

Well, did the spouse give you a strange look or what? I'll bet!

So now that you're listening, let me say with some honest conviction.

You can become financially knowledgeable!

 I guarantee it!  

How? How are you going to become a guru? An expert? An educated consumer? An investment whiz?  By plantin seeds, that's how! Yes, I'm sure some of you remember my famous Tomato Seeds* but let's look at some other seeds that we will be planting,  Kernels of Korn and  Biblical  Seeds of Faith. The Kernels will come from my experiences, education and observations, in fact, Kernels of Korn are just plain ole bits of wisdom and knowledge that have somehow trickled down into this big old bald cob!

The Biblical Seeds will come from those promises He has made to us in the Bible. Why do I call them seeds? Well, I've discovered something about the promises God has made to us in the Bible! These Biblical promises are no good if you leave them in the Bible. You've gotta take them out and plant them in your life.

Unplanted seeds, don't grow!

Want to say that again in plain verse? Unplanted Seeds Don't Grow! You must make an effort to at least plant a seed if you expect a bountiful crop! Seeds of wisdom. Seeds of promise. Seeds of knowledge, planted into your life will start to grow wisdom, promises and knowledge!

I'll write the columns with a lot of seeds in them, it’s up to  you to take the seeds you want and plant them into your life!

I hope to write each column with some Kernels of Korn and some Biblical Seeds. A little of each, in each column will give your inquiring, inquisitive "gardens" something to listen to. By listening here, I hope that you'll become interested in doing a lot of listening and seed planting on your own! There's a ton of material you can listen to! Cable TV programs, community college classes, Adult Education classes, Internet sites--including my own stewardship site, http://www.biblicalstewardship.com/, newspaper articles and articles in tons of consumer magazines such as Reader's Digest, AARP, Red Book, etc.

Don't holler at me that you're too old or too young! 
I know you can plant a few seeds!

*If you send me a Self Addressed Stamped Envelope, I'll send you a package of tomato seeds as a reminder of who the Master Gardener is and as we continue this column these tomato seeds will be a constant reminder of His power.

 Rick Kornmeier 661 Tallavana Trail,
Havana, FL 32333

Please note: Mr. Rick Kornmeier CPA CFP does not sell any financial or accounting services, books or tapes. His involvement with Consumer and Biblical Stewardship is a ministry that was started in the early 1980's strictly as a means of sharing his abilities with churches and Christians in need of his expertise.

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LAST REVISION DATE 12/28/2006