Calculation Worksheets
 

All of These Interactive Excel Worksheets
can be downloaded or Emailed.

• An interactive worksheet that really can show you the affects of different saving amounts and how the timing of those amounts can make a huge difference in your retirement nest egg. This is the sheet that I use in all my seminars and classes. It's fun! Suggest you download this one and send it to all the young people you know and care about!!
   

• A neat and complex worksheet that actually shows you some future projections based upon your inputs.

• This is a simplified worksheet for estimating your future retirement expenses and income. It's based on one simple assumption: Your expenses will be ??? % lower than your current expenses. After reviewing our discussions on inflation etc. you'll know that this is a simple worksheet,
  BUT IT IS A GOOD PLACE TO START!
   

• If you use Quicken you don't need this but it is a good place to start if you've never recorded your expenses and income and/or kept a budget.  For a direct download. 
    DOWNLOAD
   

• . This one is really easy to fill in!
   

• If you don't have Quicken or Money use this
  worksheet to record all of your expenditures. When I counsel with anyone about
  their finances, one of the first things I ask them to do is to keep track of every
  dollar spent for the next three months!
   

• Generally, I've never really seen a good example where leasing is better than an outright purchase, but.........
   

•   Recall, before you know where you are going, YOU must know where you are at!  Do this NET WORTH statement.
   

• Calculates your monthly payment and the total amount of payments, interest and principal, over the term of the loan.
   

• . Can you afford that new car? Try my 6 month rule. Calculate the payment you'll have and for the next 6 months go ahead and make that payment to your savings account! If your budget isn't affected too greatly, then buy the car! Use the 6 months of savings as an additional down payment.
   

• . This worksheet can help in that tough refinancing decision.
   

•   This is a typical amortization Schedule. I do have fun with it when I play with credit card balances. I enter various years until the payment comes close to the minimum payment requested on the credit card statement. Then I check the total interest and the total number of years it takes to pay off the credit card.

• Making extra payments can save $1,000's. This worksheet shows you how much. It also has a great amortization feature. Shows payments, interest paid over the life of the loan and interest paid. Fun! Amazing how much an additional $100 a month can save over the life of a loan.  I don't know  if it was my server or ? But the first time I loaded this on my browser, it took FOREVER! I suggest you just download it, click here:  DOWNLOAD
   

• This sheet will help you track all of your debt and help you set up a goal to eliminate the debt!
   

• This worksheet helps you keep track of your warranties but also may come in  handy for all insurance claims. For insurance purposes, I suggest you also video tape every room in your house, paying close attention to all major assets.
  Then set up a file for all the warranties and receipts. Some  folks even scan the  receipts and put them on a CD for safe storage
  
  For those of you who may just be starting on the road to financial freedom, please be sure that you see the outline,       
   

• For even more calculators, try this site: 
  www.mortgageloan.com/calculator/   It has over 100 financial calculators.
  
   
  

This site hosted by: Christian Web Host
 

Copyright © 2001© 1992, 1994, 2000,2003 THIS MATERIAL IS COPYRIGHTED. 
ASK NOT, USE NOT UNLESS YOU WANT TO BREAK
THE EIGHTH COMMANDMENT OF OUR LORD! 
ASK, IN WRITING, AND IT SHALL BE GIVEN UNTO YOU
FOR YOUR NON-COMMERCIAL USE.
ALL RIGHTS RESERVED